Insurance For Commercial & Personal Services

in Chula Vista, CA

Quick Claims Processing

Same-Day Appointments

Certified Professionals

Request Quote

Hero Request Form

Comprehensive Insurance Coverage Options


Preferred One Insurance has been a trusted partner for residents and businesses throughout Chula Vista and San Diego County, CA since 1999. We offer free quotes, quick claims processing, and same-day appointments to make your insurance experience as seamless as possible.


As a locally-owned agency, we understand the unique risks and opportunities that exist within our community. Our commitment to excellence and customer satisfaction sets us apart in the insurance industry. Talk to our team to schedule a consultation or receive a free quote.

Why Choose Preferred One Insurance?


When it comes to protecting your assets and investments, trust is paramount. Preferred One Insurance stands out due to our extensive industry knowledge and personalized customer service. Our insurance professionals work diligently to provide accurate and competitive quotes tailored to your needs.


We prioritize your convenience every step of the way, ensuring you receive the support you need when it matters most. Our long-standing presence in the local community underscores our commitment to serving our neighbors with integrity and expertise.

Quick Claims Processing

Same-Day Appointments

Certified Professionals

Free Quotes

Over 60 Years of Combined Experience

Locally Owned

Our Services

A black and white icon of a document with a shield and a dollar sign.

Business

Auto Insurance Policies

Preferred One Insurance offers customized business auto insurance policies that cover a range of scenarios, from accidents to theft, minimizing operational downtime and financial loss.

Keep Reading
A black and white icon of a house with a shield and a check mark.

General Liability

and B.O.P. Insurance

Our comprehensive coverage protects you from legal liabilities, property damage, and other risks. We tailor our policies to meet the unique needs of your business, providing a solid foundation.

Keep Reading
A hand is holding a bag of money with a dollar sign on it.

Workers' Compensation

& Employer Policies

Workers' Compensation and Employer Policies are vital for maintaining a safe and compliant workplace. Preferred One Insurance offers tailored solutions that protect you and your employees.

Keep Reading
A person is falling down a set of stairs with a shield.

Professional and Specialty Liability Insurance

Professional and Specialty Liability Insurance policies are designed to protect your business from claims arising out of professional errors, omissions, or negligence.

Are you covered?

Keep Reading
A black and white icon of a house with a shield on the roof.

Commercial Property

and Umbrella Insurance

Commercial Property and Umbrella Insurance policies are critical for protecting your business assets and operations. We offer customized coverage for property damage, loss of income, and more.

Keep Reading
A black and white icon of a cruise ship with a shield.

Inland Marine and Equipment Insurance Coverage

Inland Marine and Equipment Coverage is essential for businesses that rely on specialized tools and machinery. Our policies protect your valuable equipment from damage, theft, and other risks.

Keep Reading
A black and white icon of two hands holding a house.

Apartment, Condo

and HOA Insurance

Apartment, Condo, and HOA Insurance policies protect residential properties and their associations. We offer comprehensive coverage that includes property damage, liability protection, and more.

Keep Reading
A black and white icon of a house with a shield on top of it.

Short-Term

Business Insurance

Special Event and Short-Term Business Insurance policies are designed to cover unique, temporary risks associated with events and short-term projects. Are you and your vendors covered for the big day?

Keep Reading
A black and white icon of a car and a shield with a check mark on it.

Personal

Auto Insurance

Auto Insurance is essential for protecting your personal vehicle and ensuring financial security in case of accidents, theft, storm damage, or other emergencies. Are you covered for the worst-case scenario?

Keep Reading
Quick Claims Processing
Staying on top of your insurance claim is essential for timely remediation and repairs, not to mention ensuring you make the most of your coverage. Let us expedite the process for you!
Start The Claims Process

(619) 215-1565

(619) 215-1565

Secure Your Future With

Personalized Insurance Plans

Call Preferred One Insurance or Request a Quote Today

Request Quote
A black and white icon of a speech bubble on a white background.

Here's what our satisfied clients are saying...

At Preferred One Insurance, we take pride in providing exceptional insurance coverage to our clients. We would be grateful if you could share your thoughts about our insurance policies and services with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of Preferred One Insurance and let others know what you think.